Set up garnishment protection account
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Recht und Verbraucherschutz
Procedure
You apply for the conversion of your current account into a garnishment protection account at the credit institution, bank or savings bank where the account is maintained.
You prove that you are receiving social benefits by submitting, for example, the social benefits notice. After the current account has been converted into a garnishment protection account, incoming payments are safe up to the exemption amount.
Legal bases
More information
If garnishments have already taken place and you now lack the money to cover your living expenses, you can contact your responsible social center. To do this, you must be receiving benefits under the Social Code XII or the Asylum Seekers' Benefits Act.
In this case, you must provide proof of the garnishment by submitting a current account statement or a booking confirmation (for savings accounts).
