Apply for old-age pension for severely disabled people

With the pension for severely disabled people, you can receive an old-age pension before reaching the standard retirement age with or without a reduction of up to 10.8 percent.

If you were born between 1952 and 1963, the age limit for a pension without deductions will be gradually raised from 63 to 65.

If you were born in 1964 or later, the age limit is 65. However, you can also claim the old-age pension for severely disabled people early - at the earliest 3 years before reaching the age limit for a full old-age pension for severely disabled people. However, you will then receive a maximum reduction of 10.8 percent.

Special case of "protection of legitimate expectations":

If you

• were born before January 1, 1964,
• were severely disabled on January 1, 2007 and
• received an adjustment allowance for employees made redundant in the mining industry,

you can continue to take your old-age pension for severely disabled people at the age of 63 without deductions for reasons of protection of legitimate expectations. With a reduction of 10.8 percent, you can then claim your pension early at the age of 60.

Note: The pension entitlement continues to exist even if the severe disability is lifted while you are drawing your pension.

Requirements

You are:

• severely disabled at the start of the pension,
• fulfill the minimum insurance period (waiting period) of 35 years and
• have reached the relevant age.

• Severely disabled persons are all persons with a degree of disability (GdB) of at least 50 (maximum possible GdB: 100).
• Your severe disability is evidenced by your severely disabled person's pass or certificate. You must apply for this at the pension office and have it available when you start your pension.
• The waiting period of 35 years includes
  
  • Contribution periods
  • substitute periods
  • credited periods
  • periods taken into account due to raising children and periods taken into account due to caregiving
  • Waiting period months from pension equalization or pension splitting
  • Waiting period months from supplements of earnings points for earnings from marginal employment not subject to insurance contributions
  • Waiting period months from supplements of earnings points for earnings from marginal employment for which employees are exempt from compulsory insurance.

What documents do I need?

• Pension application for severely disabled people
• Identity document (such as identity card, passport, birth certificate or family register)
• Severely disabled person's pass or certificate