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Apply for old-age pension for long-term insured persons

  • Altersvorsorge und Ruhestand 



    	    

		    
If you have been insured for many years, you can retire with deductions before reaching the standard retirement age under certain conditions.

		    


                					    

						    

							    Competent Department
						    

						    
					    

                        
					    

						    

							    Basic information
						    

						    

							    

								    
With the pension for long-term insured persons, you can receive an old-age pension with deductions before reaching the standard retirement age. 

If you were born between 1949 and 1963, the age limit for a pension without deductions will be gradually raised from 65 to 67. 

If you were born in 1949 or earlier, the age limit is 65. However, you can also claim the old-age pension for long-term insured persons early - at the earliest when you reach the age of 63. However, you will then receive a maximum reduction of 14.4 percent.

								    

									    Requirements
  • You fulfill the minimum insurance period (waiting period) of 35 years.
  • You have reached the relevant age.

The waiting period includes 


  • Contributions from employment or self-employment. Under certain conditions, months in which you received sickness benefit, unemployment benefit, unemployment benefit II or transitional allowance in the period from January 2005 to December 2010 also count.
  • Voluntary contribution periods,
  • child-raising periods for the first 2.5 or 3 years of life,
  • months of non-occupational home care,
  • months from pension equalization in the event of divorce,
  • contributions for mini-jobs that you have paid together with your employer. Contributions for mini-jobs paid by your employer alone are only taken into account on a pro rata basis,
  • months from pension splitting between spouses or registered civil partnerships,
  • Substitute periods: for example, months of political persecution in the GDR,
  • Credited periods: Periods in which you are unable to pay pension insurance contributions for personal reasons, for example due to illness, pregnancy, unemployment, schooling and studies,
  • Consideration periods: for example, periods spent bringing up a child who is less than 10 years old.
								    
What documents do I need?
    
    
  • Pension application for long-term insured persons        
    Forms available: Yes 
    
Written form required: Yes 
    
Informal application possible: No 
    
Personal appearance necessary: No 
    
Online services available: Yes

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  • Identity document (such as identity card, passport, birth certificate or family register)        
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