Apply for hardship waiver of BAföG repayment debt after rejection of a cooperation waiver
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Schule, Ausbildung und Studium
Procedure
You can send the request informally
- by telephone
- in writing and
- online
at the Federal Office of Administration (BVA).
- If you submit your application by telephone:
- Call one of the BVA phone numbers provided.
- Make the request.
- If you make your application in writing:
- Send the informal, as well as signed application - stating your reference number - by mail to the BVA.
- If you submit your application online:
- Open the BAföG online portal of the BVA and register there.
- After registration, you will receive a confirmation by e-mail. Follow the steps in the email to complete the registration.
- Log in to the BAföG-Online portal.
- Click on "Application Forms" and select the "Hardship Waiver" form by clicking on the "Submit Application" button.
- Fill out the form and press the button "Send".
- You will receive the decision on your application by mail from the BVA.
- If your application is approved, you will be debt-free and will not have to repay the loan.
- If your application is denied, you will have to repay the remaining loan debt, including any outstanding costs and interest, in one lump sum.
