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Apply for an old-age pension for particularly long-term insured persons


If you have been insured for a particularly long time, you can retire without deductions before reaching the standard retirement age under certain conditions.

With the pension for particularly long-term insured persons, you can receive an old-age pension without deductions before reaching the standard retirement age.

If you were born before December 31, 1952, you can claim the early retirement pension without deductions from the age of 63.

If you were born between 01.01.1953 and 31.12.1963, the age limit is gradually raised to 65.

Those born on or after 01.01.1964 can claim the early retirement pension without deductions from the age of 65.

Requirements

  • You fulfill the minimum insurance period (waiting period) of 45 years and
  • You have reached the relevant age.

The qualifying period of 45 years includes

  • Compulsory contributions for employment or self-employment,
  • Contributions for mini-jobs that were paid together with the employer. Contributions for mini-jobs paid by the employer alone are only taken into account on a pro rata basis,
  • Compulsory contributions and periods taken into account for bringing up a child up to the 10th birthday,
  • periods of non-gainful care, compulsory military and civilian service,
  • compulsory contributions or credited periods due to the receipt of social benefits (e.g. sickness benefit). Social benefits from the employment agency in the last 2 years before the start of the pension are only taken into account if you received the benefit due to insolvency or complete closure of the employer's business.
  • Substitute periods: for example, months of political persecution in the GDR
  • Voluntary contributions are only counted if you have at least 18 years of compulsory contributions.

What documents do I need?

  • Pension application for particularly long-term insured persons
  • Identity document (such as identity card, passport, birth certificate or family register)