Antrag auf Ratenzahlung (Stundung)
- Steuern und Abgaben
Frequently asked Questions
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I run a medium-sized business and still have debts to other people. Who can I turn to?
You can turn to Bremer Aufbau-Bank GmbH (BAB) for help. BAB is there to help in difficult economic times and will advise you with a team of experts:
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I am a consumer (not self-employed or commercial) and still have debts to other people. Who can I contact?
You can turn to debt counseling services.
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Is there an official form for an installment payment?
Deferral requests can be made by sending an informal letter. However, you are also welcome to use the samples on the Internet.
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How high do the offered rates have to be?
The amount of the installments offered always depends on the individual case and personal circumstances. Proof of financial circumstances must be provided. There are higher requirements for longer periods. Questionnaires are available on the Internet for this purpose. The individual installment may not be less than EUR 10.
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What documents do I need to submit with the application?
Use the questionnaires on the Internet as a guide. In particular, copies of current proof of income are required, e.g. a salary certificate, a social benefit statement or a business management evaluation. Ordinary expenses such as rent, electricity costs or insurance only need to be proven on request.
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My deferral was rejected. What can I do?
Please note the information on appeals at the end of the rejection notice. Before lodging an appeal, you should ask whether a new deferral application can be submitted with different modalities (e.g. installment amount, installment duration). The contact details can be found in the rejection notice.
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I am of the opinion that I do not have to pay any or not so high taxes. What can I do?
Please contact the administration that assessed the levies by notice (e.g. tax notice from tax office).
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I have received a reminder / notice of execution / garnishment. Can I still apply for a deferral (payment in installments)?
Please contact the person responsible for the letter immediately to discuss how to proceed.